Proudly serving Island communities since 1987.
Enjoy an unsurpassed standard of reliability and professionalism when you work with Century21 Northumberland Realty. Whether you’re putting your property on the market or searching for your dream home, our dedicated REALTORS® offer a high-quality service you won’t find elsewhere.
Our team helps buyers and sellers with PEI waterfront property, waterview homes, cottages, recreational properties, vacant land, farms, commercial buildings, and residential homes across Prince Edward Island.
Family homes, starter homes, executive homes, and residential properties across PEI
Cottages, seasonal homes, water-view properties, and Island retreats.
Building lots, acreage, rural land, and development opportunities.
Businesses, office space, retail space, industrial properties, and investments.
Farms, farmland, and rural properties suited to agricultural use.
Whether you are listing your home, buying for the first time, relocating to PEI, or comparing communities, the right REALTOR® can help you avoid guesswork and make better decisions.
Selling your home takes more than putting it on the market. It takes pricing strategy, presentation, exposure, negotiation, and follow-through.
When you list with CENTURY 21 Northumberland Realty, your property is supported by a team that understands how PEI buyers search, what they value, and how to position your home to attract serious interest. We help you prepare your property, set expectations, review offers, and move toward a successful sale with less stress and more confidence.
Our goal is simple: help you sell well, with professional guidance from listing to closing.
Buying a home can feel exciting, overwhelming, and sometimes confusing — especially when the market is moving quickly or when you are trying to understand financing, inspections, offers, conditions, and closing costs.
Our PEI REALTORS® help you move through the process one step at a time. We help you understand what you can afford, what to look for in a property, how to compare neighbourhoods, and how to make a strong, informed offer when the right home comes along.
Whether you are a first-time buyer, moving up, relocating to PEI, or looking for a retirement property, we are here to help you make a smart and confident decision.
First-time home buyers in PEI may qualify for down payment assistance, closing cost support, tax exemptions and federal savings programs. This article explains the main
PEI’s real estate market is becoming more buyer-friendly, with slower sales, rising inventory and more time and choice for purchasers, while home prices remain relatively
Thinking about relocating from Ontario to lovely, serene, Prince Edward Island? It can feel like a big change. And in some ways, it is. Much
Century21 Northumberland Realty serves buyers and sellers across Prince Edward Island with practical market knowledge, professional systems, and a client-first approach.
Our team includes experienced REALTORS® serving buyers and sellers across Prince Edward Island. Together, the Century21 PEI team brings hundreds of years of combined real estate experience to the table, along with practical knowledge of local communities, property types, market conditions, and client needs.
We also serve clients in multiple languages, helping more people feel comfortable and understood throughout the buying or selling process.
Whether you already know which REALTOR® you would like to work with or need help finding the right fit, our team is ready to help.
“I was a first-time homebuyer and had no idea what I was doing, but the process felt way less stressful than expected. The local advice and steady answers made a real difference.”
Adam Smith · Summerside
“Andrew is everything one could want in a realtor — knowledgeable about the market, an excellent communicator, hardworking, and a nice person to deal with.”
J. Jahne · Summerside
“Buying our first home felt straightforward and exciting rather than complicated or confusing. We were helped through a huge milestone with care and confidence.”
Natalie Judson · Summerside
Real estate decisions are too important to leave to guesswork. Our REALTORS® help you understand your options, avoid costly missteps, and make decisions based on real market knowledge.
Every Island community is different. From city neighbourhoods to rural roads, waterfront areas, small towns, and agricultural properties, our team understands the unique character of PEI real estate.
Whether you are buying, selling, or doing both at the same time, we help you stay organized and informed through each stage of the process.
CENTURY 21 is one of the most recognized names in real estate, giving clients the benefit of strong brand awareness, professional systems, and trusted representation.
Relocating to Prince Edward Island comes with many questions. Which communities fit your lifestyle? What should you know about rural properties, heating costs, wells, septic systems, waterfront considerations, commuting, and local services?
Our REALTORS® help buyers look beyond the listing photos and understand what living in PEI really means. Contact our team for practical guidance about buying a home and relocating to Prince Edward Island.
A career in real estate can be rewarding, flexible, and deeply connected to the community. If you are motivated, professional, and interested in helping people through major life decisions, CENTURY 21 Northumberland Realty may be the right place to grow.
Join a brokerage with local experience, brand recognition, and a team environment built around service and professionalism. Contact me, Andrew Brown, for further information and to arrange an interview.
Real estate information last reviewed: August 2026. Market conditions, financing rules, taxes, and regulations can change. Speak with a licensed REALTOR®, lawyer, or mortgage professional before making a decision.
Working with Century21 gives PEI buyers and sellers the benefit of a recognized global real estate brand combined with strong local knowledge, an Island-wide team, and experience across homes, waterfront properties, land, commercial real estate, and investments. With professional marketing, 25+ websites, active local market involvement, multilingual agents, and strong office support, Century21 helps clients move forward with greater confidence and visibility.
PEI’s economy is supported by a mix of traditional industries such as agriculture, fisheries, and tourism, along with public sector employment, small business, construction, and growing sectors like bioscience, aerospace, ICT, renewable energy, and advanced manufacturing. For PEI real estate, these income sources help shape demand for everything from rural homes and waterfront cottages to properties in Charlottetown, Summerside, and other year-round service centres.
PEI can offer an excellent quality of life for people who value natural beauty, community, shorter commutes, outdoor space, and a slower pace of living. However, anyone considering buying a home or moving to Prince Edward Island should also weigh practical factors like housing costs, employment, health care access, winter weather, and the differences between urban, rural, and coastal communities.
As a non-resident of PEI, you can generally buy up to 5 acres of land or up to 165 feet of shore frontage without special approval, but larger properties may require review under PEI’s Lands Protection Act. This is especially important for waterfront properties, acreages, farmland, and vacant land, where buyers should work with a local REALTOR® and PEI real estate lawyer before making a firm commitment.
PEI housing prices are not dropping dramatically across the province, but the market has become more balanced, price-sensitive, and slower in some areas. For buyers, this may mean more choice and less pressure, while sellers need realistic pricing, strong presentation, and local market guidance to compete effectively.
The cost to buy a home on PEI depends on the property price, location, down payment, mortgage approval, and closing costs, with buyers needing to budget for more than just the purchase price. Prince Edward Island Real Estate Association data showed the year-to-date average home price at $398,040 so a buyer purchasing near the provincial average may need a minimum down payment of around $20,000, plus additional closing costs, transfer tax, legal fees, inspections, insurance, moving expenses, and ongoing monthly ownership costs.
Staging can help a home sell faster by making rooms feel cleaner, brighter, more useful, and easier for buyers to imagine themselves living in. For PEI sellers, it works best as part of a complete strategy that includes proper pricing, strong photos, good marketing, and guidance from a local REALTOR®.
REALTOR® commissions on PEI are usually agreed to in the listing agreement, paid by the seller from the sale proceeds, and often shared between the listing brokerage and the buyer’s brokerage. Commissions are negotiable, but sellers and buyers should look beyond the fee alone and consider the level of service, marketing, pricing advice, negotiation support, and local real estate experience being provided.
The best time to buy a home on PEI depends less on trying to predict the market and more on whether the right property, price, mortgage approval, and personal finances line up. Buyers may have more room to compare and negotiate in a more balanced market, but waiting does not guarantee lower prices, so the smartest approach is to be prepared, know your budget, and act when the right opportunity appears.
An appraisal is an independent estimate of a property’s value that a lender may use to confirm the home supports the mortgage amount being requested. It can affect a PEI home purchase if the appraisal comes in lower than the agreed price, creating a financing gap that may require more down payment, renegotiation, another lending option, or changes to the deal.
A deposit is money paid after an accepted offer to show the buyer is serious, and it is usually credited toward the purchase price if the PEI home sale closes. Buyers do not usually lose the deposit if a properly written condition cannot be satisfied, but they may risk losing it if they walk away from a firm deal without a valid contractual reason.
Pre-qualified usually means you have a rough estimate of what you might be able to afford, while pre-approved usually means a lender has reviewed more of your financial information and given you a stronger indication of what you may be able to borrow. For PEI home buyers, getting pre-approved before viewing homes or making offers can help clarify your budget, strengthen your offer, and reduce financing surprises later.
A home inspection on PEI often costs a few hundred dollars, with many buyers budgeting around $500 to $700 depending on the property, size, age, and any extra testing needed. In most cases, it is worth it because an inspection can reveal issues, support renegotiation, help with future maintenance planning, and give buyers more confidence before fully committing to the purchase.
Besides the down payment, PEI home buyers should budget for closing costs such as Real Property Transfer Tax, legal fees, inspections, insurance, possible appraisal fees, tax or utility adjustments, and moving expenses. A good planning range is often 1.5% to 4% of the purchase price, plus practical setup costs like utilities, repairs, furniture, heating, and emergency savings.
Yes, PEI home buyers should usually get pre-approved before seriously shopping because it clarifies their budget, helps them focus on realistic properties, and can make their offer stronger. Pre-approval is not final mortgage approval, but it gives buyers a much better understanding of affordability, monthly costs, closing expenses, and how quickly they can act when the right home becomes available.
In Canada, the minimum down payment depends on the home’s purchase price: 5% for homes up to $500,000, 5% on the first $500,000 plus 10% on the portion up to $1.5 million, and 20% for homes priced at $1.5 million or more. For PEI buyers, the minimum down payment is only part of the planning, since closing costs, mortgage insurance, legal fees, transfer tax, inspections, moving costs, and ongoing home expenses should also be included in the budget.
Buying a home on PEI starts with understanding your budget, getting mortgage pre-approved, choosing a local REALTOR®, and viewing homes that fit your needs, location, and finances. Once you find the right property, the process moves through making an offer, completing conditions like financing and inspection, working with your lawyer, preparing for closing, and finally receiving the keys.
Century21 can help you sell your PEI home by providing realistic pricing guidance, preparation advice, professional marketing, strong listing presentation, showing coordination, and skilled offer negotiation. From understanding your home’s value to managing conditions and closing details, a local REALTOR® can help you attract serious buyers and move through the selling process with confidence.
The PEI real estate market in 2026 is more balanced, cautious, and price-sensitive, with slower sales and more inventory giving buyers more choice than in the hottest years. Prices have not collapsed, but sellers need realistic pricing, strong presentation, and good marketing, while buyers should still plan carefully around affordability, financing, closing costs, and local market differences.
